Tips when considering life insurance

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Tips when considering life insurance
News from Richmond Times-Dispatch:

Few personal milestones compel someone to buy life insurance coverage like becoming a parent.

In the event of an untimely death, life insurance can serve as a financial safety net to ensure there’s money available to pay for everything from medical bills to a home mortgage and future college education costs.

Many Americans have taken steps to line up such a financial cushion.

At the end of 2012, 146.2 million individual life insurance policies were in effect, with coverage totaling $ 11.2 trillion, according to the American Council of Life Insurers.

Yet the distribution model has changed during the past few decades, and fewer Americans are relying on local financial advisers in their community to look at their overall financial situation and recommend a life insurance strategy, said Brian Bulakites, national sales manager for life insurance for Henrico County-based insurance company Genworth Financial Inc.

The Internet has enabled consumers to shop more widely for insurance, but it might also cost them the face-to-face advice that can be helpful, he said.

“The biggest thing we see in our industry today is that people don’t have advisers,” he said. “You want to find an adviser that you can build a relationship with — somebody that you can trust.”

Here are fi…………… continues on Richmond Times-Dispatch

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Life Insurance Without Medical Examinations
News from Find Extensive Coverage and … – Insurance News Net:

(PRWEB) July 07, 2014 has released a new blog post explaining how much life coverage does someone need.

Life insurance plans provide financial stability for the entire family and purchasing life coverage it is an important investment. Deciding how much life coverage to buy is an important step when shopping for life insurance. The newly released blog post explains how to calculate how much coverage should clients purchase.

Clients can now compare life insurance quotes online. They will have to complete a simple application form which resembles one from an agency. Clients will have the option of selecting the amount of coverage they wish to purchase with a policy. The policy’s face value will have an important impact on the policy’s prices.

By comparing online life insurance quotes, clients can find affordable plans that provide extensive coverage. There are many life insurance plans that can be bought. It is also possible to purchase a policy online, without having to take medical examinations.

…………… continues on Find Extensive Coverage and … – Insurance News Net

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July 2014
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